Personal Umbrella

Accidents Happen.  That's why people have homeowners and auto insurance. However, if your customers aren't protected by a personal umbrella policy, they could be putting their homes or financial assets at risk.  A personal umbrella policy (PUP) would substantially increase your customer's overall liability coverage with an extra layer of protection beyond the basic coverage provided under their homeowners and auto insurance policies.  This low cost policy is designed to protect your customers and their families against a catastrophic lawsuit or judgment.  
OR.pdf App and Rates 2017.pdf

2015 Rating Worksheet OR (0514).pdf2015 Rating Worksheet OR (0514).pdf

Instructions for Submitting PUP New Business

Consumer Flyer

Why Choose an RLI Personal Umbrella? 
An RLI personal umbrella policy is a good source of protection because its:
  • Flexible.  Choose from $1 million to $5 million coverage limits.  RLI does not require or desire the underlying policies. It can be written over another umbrella for additional coverage.
  • Affordable.  Low premiums for increased limits of liability. No minimum premium. No access fees.
  • Easy. The simple, self underwriting application lets you know immediately if the insured is accepted. You can also use the online quick quote that gives a quote after answering 15 quick questions.
  • Secure. Written on admitted paper by RLI Insurance Company in 50 states. Financial stability, along with the commitment and experience required to settle large claim payouts. Rated A+ by A.M. Best.
  • Unique.  RLI is the ONLY mono-line umbrella on admitted paper in all 50 states.
  • Experienced. 20 years in the personal umbrella business yield the necessary expertise and experience.
  • Need more reasons? Click Here
Is your agency signed up to be an IAS RLI Sub-Producer?  If not, signing up is easy!  Check out our Sub-Producer Agreement!  For more information, contact Abby Kahl, (503) 274-4000 ext. 23 or email  Administration is handled by IIABO's subsidiary Insurance Association Services.